IMPRO BUSINESS SOLUTIONS LIMITED

Executive Summary

IMPRO BUSINESS SOLUTIONS LIMITED presents a stable financial profile for a start-up, with positive working capital and growing equity indicating healthy cash flow and solvency. While the company currently operates with minimal assets and a single employee, it is financially sound but should focus on building operational capacity and planning for growth to mitigate risks associated with its early-stage status.

IMPRO BUSINESS SOLUTIONS LIMITED - Analysis Report

Company Number: 14573155

Analysis Date: 2025-07-29 17:51 UTC

Financial Health Assessment Report
Company: IMPRO BUSINESS SOLUTIONS LIMITED
Assessment Date: Post 31 January 2025 financial year-end

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1. Financial Health Score: B-

Explanation:
IMPRO BUSINESS SOLUTIONS LIMITED demonstrates a stable and improving financial position for a very young company, with positive net assets and growing retained earnings. The absence of fixed assets and minimal liabilities indicates a lean operation but also limited capital investment. The company’s financial "vital signs" suggest it is healthy but still in an early growth phase, warranting cautious optimism.

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2. Key Vital Signs

Metric	2025 Value	Interpretation
Current Assets	£1,059	Modest cash and liquid assets, indicating a lean cash buffer for operations.
Current Liabilities	£67	Very low short-term obligations, reducing liquidity risk.
Net Current Assets (Working Capital)	£992	Positive working capital, a "healthy pulse" showing the company can cover short-term debts.
Net Assets (Equity)	£992	Positive net assets indicate the company is solvent with a growing equity base.
Profit & Loss Reserve	£892	Retained earnings have increased, showing profitability or positive cash flow retention.
Share Capital	£100	Small equity base consistent with a micro/small private limited company start-up.
Employee Count	1	Very small workforce, indicating a lean structure but potential risk if key person dependency.
Creditors (Tax & Social Security)	£67	Small and manageable tax liabilities, no overdue payments.

Interpretation:
The company is like a young adult with stable vital signs—cash flow is positive, liabilities are minimal, and equity is building steadily. However, the absence of fixed assets suggests no investment in long-term infrastructure, which might limit growth potential but also reduces risk. The small workforce implies reliance on a key individual, which is a vulnerability.

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3. Diagnosis

IMPRO BUSINESS SOLUTIONS LIMITED is in a sound financial condition typical of a start-up or early-stage business. It shows no symptoms of financial distress such as negative working capital, excessive liabilities, or shrinking equity. The company's financial "heartbeat" is steady, with increasing retained profits and sufficient liquidity to meet short-term obligations comfortably.

The main symptom to monitor is the lack of fixed assets and the single-employee structure, which may indicate limited operational capacity and possible overdependence on the director. This places the company in a fragile state should unexpected operational or market challenges arise.

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4. Recommendations

To improve financial wellness and ensure sustainable growth, consider the following actions:

• Build Asset Base: Evaluate opportunities for acquiring fixed assets or investing in technology or intellectual property to strengthen long-term operational capacity and competitive advantage.

• Diversify Workforce: Gradually increase staffing or outsource key functions to reduce risks associated with key person dependency and ensure business continuity.

• Maintain Positive Cash Flow: Continue prudent cash management to maintain healthy liquidity, especially as business operations expand.

• Financial Planning: Develop a short- and medium-term financial plan, including budgeting and forecasting, to anticipate capital needs and avoid liquidity "arrhythmias."

• Monitor Tax Liabilities: Ensure timely payment of tax and social security obligations to avoid penalties that could disrupt cash flow.

• Explore Growth Opportunities: Consider strategic partnerships or market expansion to build turnover and move beyond the micro entity threshold, allowing for economies of scale.

• Governance and Compliance: Keep company filings up to date and maintain strong governance practices to build credibility with stakeholders and financial institutions.

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