Company Number: 13021103

Analysis Date: 2025-07-20 16:16 UTC

1. Risk Rating: LOW
   The company demonstrates positive net assets with growth over multiple years, maintains strong net current assets (working capital), and has no overdue filings or indications of insolvency. As a micro-entity with limited liabilities and small scale, its financial position suggests low solvency and liquidity risk.

2. Key Concerns:

• Limited Scale: As a micro-entity with only two employees and minimal fixed assets, the business may be vulnerable to operational disruptions or market fluctuations.
• Share Capital: The nominal share capital of £1.00 indicates very limited equity buffer, which could constrain financial flexibility.
• Unaudited Accounts: Accounts are unaudited, which may reduce transparency and elevate risk for investors relying solely on filed data.

3. Positive Indicators:

• Strong Working Capital: Net current assets increased from £60,462 (2023) to £66,661 (2024), indicating adequate liquidity to meet short-term obligations.
• Consistent Asset Growth: Net assets have grown steadily from £18,558 at incorporation in 2020 to £67,355 in 2024, reflecting retained earnings or capital injections.
• Compliance: No overdue accounts or confirmation statements, demonstrating good regulatory compliance and governance discipline.
• Stable Management: Two directors with clear roles and no public disqualifications or governance issues noted.

4. Due Diligence Notes:

• Review Profit & Loss Data: Limited financial data beyond balance sheet—assess profitability, cash flows, and revenue trends to better understand operational sustainability.
• Validate Financial Controls: Since accounts are unaudited, consider supplementary verification such as management accounts or accountant reports for accuracy and completeness.
• Assess Client Concentration and Contract Terms: As a small consultancy in urban planning/landscape architecture, client concentration or contract dependencies could affect operational risk.
• Confirm No Undisclosed Liabilities: Check for off-balance sheet liabilities or contingent risks not evident in micro-entity filings.