Company Number: 13713262

Analysis Date: 2025-07-20 17:35 UTC

1. Credit Opinion: APPROVE with low credit risk.
   INDIA KNOWLEDGE CONSORTIUM LTD is a micro-entity operating since 2021 with a simple balance sheet and no employees. The company has maintained positive net current assets and net assets over the past three years, showing modest growth in working capital. There are no overdue filings or indications of financial distress. Given its limited size and no debt obligations reported, the risk of default is low. Approval is recommended for modest credit facilities, assuming no significant changes in business activity.

2. Financial Strength:
   The company’s balance sheet reflects a small but positive net asset position, increasing from £252 in 2023 to £391 in 2024. Current assets have risen from £252 to £425, while current liabilities remain minimal at £34 in 2024. The company has no fixed assets or long-term liabilities reported, indicating a simple financial structure. Shareholders’ funds equal net assets, consistent with the limited by guarantee structure. Overall, the financial strength is stable for a micro-entity with modest resources.

3. Cash Flow Assessment:
   With current assets composed likely of cash or receivables totaling £425 and minimal current liabilities of £34, the company shows a healthy liquidity position. Net current assets of £391 provide adequate working capital to meet short-term obligations. The absence of employees and limited operational scale suggests low cash burn. However, detailed cash flow data is not provided, so ongoing monitoring of cash inflows is advisable.

4. Monitoring Points:

• Maintain up-to-date filing compliance to avoid penalties or credit disruption.
• Monitor changes in current liabilities or any new debt incurred that could impact liquidity.
• Track any increase in operational scale or employee headcount which could affect cash flow needs.
• Watch for any director or control changes, especially given the small management team.
• Review any future accounts for signs of declining net assets or liquidity tightening.