Company Number: 15312793

Analysis Date: 2025-07-29 20:54 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Infinity Defence Limited is a newly incorporated micro-entity with a positive net current asset position and shareholders’ funds of £12,988 as at 30 November 2024. The company shows initial financial stability with working capital surplus, but limited trading history and scale increase risk. Approval is recommended with conditions including regular monitoring of financial performance and cash flows, and review of business development progress to confirm sustainable revenue generation.

2. Financial Strength:
   The balance sheet reflects a very small capital base consistent with a micro-entity. Fixed assets are negligible (£921) and the company’s net current assets stand at £12,067, indicating a modest but positive working capital position. Shareholders’ funds equal total assets less current liabilities (£12,988), showing no long-term debt and a clean capital structure. The company’s sole director and 100% shareholder, Mr. Ashley Rapson, has full control, which simplifies governance but concentrates risk.

3. Cash Flow Assessment:
   Current assets of £28,385 against current liabilities of £16,318 suggest adequate liquidity to cover short-term obligations. Given the company’s micro size and one employee, operating expenses are likely low. However, no profit or turnover figures are provided, so cash flow sustainability depends on future trading performance. The absence of long-term liabilities reduces immediate solvency risk but ongoing monitoring of cash inflows is essential.

4. Monitoring Points:

• Timely filing of future accounts and confirmation statements
• Revenue growth and profitability trends as trading develops
• Maintenance of positive working capital and liquidity ratios
• Any changes in director or ownership structure
• Evidence of business contracts or orders that underpin cash flow
• External economic or sector risks affecting professional scientific activities classification