INSTAPRINTING LIMITED

Executive Summary

Instaprinting Limited is a newly formed small private company with a sound initial financial position and no compliance issues. While the current solvency and liquidity indicators are satisfactory, the limited operating history and small scale warrant ongoing monitoring of cash flow and creditor management. Overall, the company presents low risk at this stage but requires further operational data to fully assess sustainability.

INSTAPRINTING LIMITED - Analysis Report

Company Number: 14367252

Analysis Date: 2025-07-29 13:34 UTC

1. Risk Rating: LOW
   Justification: Instaprinting Limited is a recently incorporated private limited company with its first full-year accounts filed on time and no overdue statutory filings. The company shows a positive net current asset position and modest net assets, indicating solvency at this early stage. There are no indications of financial distress or governance issues.

2. Key Concerns:

• Limited operating history: Incorporated in September 2022, the company’s short trading history restricts the ability to assess long-term financial stability and operational sustainability.
• Small scale of operations: With only one employee (the director) and minimal fixed assets and turnover (not disclosed), the business scale is limited, potentially constraining growth and cash flow robustness.
• Creditors and tax liabilities: Current liabilities include £7,170 other creditors and £1,308 taxation/social security, which represent a significant portion of current assets. The company must manage these obligations carefully to avoid liquidity pressure.

3. Positive Indicators:

• Healthy working capital: Net current assets of £1,881 indicate the company’s ability to meet short-term obligations.
• No overdue filings: Both accounts and confirmation statement have been filed timely, demonstrating compliance and good governance.
• Strong shareholder control: The sole director and 100% owner is actively managing the company, ensuring clear accountability.

4. Due Diligence Notes:

• Review turnover, profitability, and cash flow trends as trading progresses to confirm operational viability.
• Assess customer base and debtor quality to evaluate receivables risk beyond the £822 reported.
• Investigate the nature and timing of creditors (£7,170) to understand payment terms and any potential liquidity constraints.
• Confirm absence of any director disqualifications or adverse regulatory actions beyond the data provided.
• Evaluate business model and market position given the SIC code “Other business support service activities not elsewhere classified” to gauge competitive environment.