Company Number: 14367252

Analysis Date: 2025-07-29 13:34 UTC

1. Risk Rating: LOW
   Justification: Instaprinting Limited is a recently incorporated private limited company with its first full-year accounts filed on time and no overdue statutory filings. The company shows a positive net current asset position and modest net assets, indicating solvency at this early stage. There are no indications of financial distress or governance issues.

2. Key Concerns:

• Limited operating history: Incorporated in September 2022, the company’s short trading history restricts the ability to assess long-term financial stability and operational sustainability.
• Small scale of operations: With only one employee (the director) and minimal fixed assets and turnover (not disclosed), the business scale is limited, potentially constraining growth and cash flow robustness.
• Creditors and tax liabilities: Current liabilities include £7,170 other creditors and £1,308 taxation/social security, which represent a significant portion of current assets. The company must manage these obligations carefully to avoid liquidity pressure.

3. Positive Indicators:

• Healthy working capital: Net current assets of £1,881 indicate the company’s ability to meet short-term obligations.
• No overdue filings: Both accounts and confirmation statement have been filed timely, demonstrating compliance and good governance.
• Strong shareholder control: The sole director and 100% owner is actively managing the company, ensuring clear accountability.

4. Due Diligence Notes:

• Review turnover, profitability, and cash flow trends as trading progresses to confirm operational viability.
• Assess customer base and debtor quality to evaluate receivables risk beyond the £822 reported.
• Investigate the nature and timing of creditors (£7,170) to understand payment terms and any potential liquidity constraints.
• Confirm absence of any director disqualifications or adverse regulatory actions beyond the data provided.
• Evaluate business model and market position given the SIC code “Other business support service activities not elsewhere classified” to gauge competitive environment.