Company Number: 14859037

Analysis Date: 2025-07-29 20:11 UTC

1. Risk Rating: LOW
   Justification: The company is newly incorporated (May 2023) and operates as a micro-entity with a positive net asset position (£5,124) and net current assets (£5,604) as of its first financial year ending May 2024. There are no overdue filings or signs of financial distress.

2. Key Concerns:

• Limited financial history: Only one year of accounts filed, which restricts the ability to assess trends in cash flow and profitability.
• No employees reported: The absence of employees may indicate reliance on contractors or directors only, posing operational sustainability questions.
• Small asset base: The company’s current assets and net assets are modest, implying limited financial buffer in case of unexpected expenses or downturns.

3. Positive Indicators:

• Timely compliance: All statutory filings (accounts and confirmation statements) are current with no overdue deadlines.
• Positive working capital: Current assets exceed current liabilities, indicating short-term liquidity is adequate.
• Clear ownership and governance: Directors and person of significant control are identified, with no red flags or disqualification records visible.

4. Due Diligence Notes:

• Investigate the business model and revenue streams, given the absence of employees and minimal assets, to understand operational sustainability.
• Review any off-balance-sheet commitments or liabilities that could impact solvency.
• Confirm the nature and extent of contracts or service agreements underpinning the company’s social care activities, especially since it operates in a sensitive sector (SIC 88100).
• Explore related-party transactions or director loans given the family names appearing multiple times in directorships.
• Assess website and marketing materials to corroborate the company’s stated services and client base.