INVAL CONSULTING LTD

Executive Summary

INVAL CONSULTING LTD demonstrates a low financial risk profile supported by strong net assets, positive working capital, and good compliance with filing obligations. While the increase in short-term liabilities and absence of employees warrant further review, the company’s stable equity base and director continuity suggest operational stability at this stage.

INVAL CONSULTING LTD - Analysis Report

Company Number: 13123979

Analysis Date: 2025-07-20 11:04 UTC

1. Risk Rating: LOW
   INVAL CONSULTING LTD exhibits strong net asset growth and positive working capital, with no overdue filings or indications of distress. The company’s micro-entity status and consistent financial position support a low solvency and liquidity risk profile.

2. Key Concerns:

• Increasing short-term creditors: Current liabilities rose significantly from £16,431 in 2023 to £75,097 in 2024, which warrants monitoring to ensure timely settlement and not indicative of cash flow stress.
• Decline in fixed assets: Fixed assets decreased from £23,797 to £17,847, which may reflect asset disposals or lower investment that could impact operational capacity.
• Zero employees reported: The company operates without employees, suggesting reliance on directors or contractors, which could pose sustainability challenges if key personnel changes occur.

3. Positive Indicators:

• Strong net current assets of £130,359 and net assets of £148,306 as at 31 January 2024 indicate solid liquidity and solvency.
• No overdue statutory filings and up-to-date confirmation statements demonstrate good regulatory compliance and governance.
• Consistent shareholder funds growth from £132,374 in 2021 to £148,306 in 2024 shows retained earnings or capital injections maintaining financial stability.
• Directors are long-standing and local, reducing risk of sudden management disruption.

4. Due Diligence Notes:

• Clarify nature and timing of increased current liabilities to assess if payable terms or creditor concentration pose cash flow risks.
• Investigate reasons behind the reduction in fixed assets and any impact on business operations or future capital expenditure plans.
• Confirm business model sustainability given no employees and reliance on directors; assess contractual arrangements with clients and suppliers.
• Review directors’ backgrounds for any undisclosed risks or conflicts of interest (no disqualifications noted in available data).
• Validate revenue trends and profitability data, which are not disclosed here, to gauge operational performance.