IVV UK LTD

Executive Summary

IVV UK LTD is a recently incorporated micro-entity operating in consulting and software development with limited operating history. The company’s first-year financials reveal net liabilities and negative working capital, highlighting immediate solvency and liquidity risks. While regulatory compliance is up to date, further due diligence on cash flow, funding sources, and business viability is essential before considering investment.

IVV UK LTD - Analysis Report

Company Number: 15126579

Analysis Date: 2025-07-20 11:43 UTC

1. Risk Rating: HIGH

Justification: IVV UK LTD is a newly incorporated micro-entity with a net liability position as of its first financial year-end, indicating immediate solvency concerns. Negative net current assets and net assets suggest the company’s liabilities exceed its assets, raising risks around meeting obligations. Limited financial history and no audit further limit visibility into operational stability.

2. Key Concerns:

• Solvency and Liquidity: The company shows net current liabilities of £3,075 and net liabilities of £2,345, signaling potential difficulty in meeting short-term debts.
• Operational Scale and Sustainability: With only one employee and minimal fixed assets, the business appears nascent and potentially reliant on external funding or the director’s resources.
• Limited Financial Transparency: As a micro-entity, accounts are unaudited and prepared under simplified reporting standards (FRS 105), restricting detailed insight into financial health and operational risks.

3. Positive Indicators:

• Compliance: No overdue filings of accounts or confirmation statements indicate good regulatory compliance to date.
• Director Control: Single director and 75-100% shareholder control may facilitate swift decision-making in early stages.
• Industry Focus: Engaged in consulting and software development sectors with multiple SIC codes, offering potential for scalability.

4. Due Diligence Notes:

• Cash Flow and Funding: Investigate sources of working capital and cash flow forecasts to confirm short-term liquidity support.
• Director’s Financial Backing: Assess personal guarantees, capital contributions, or external financing arrangements backing the company.
• Business Model and Revenue Generation: Request detailed business plan, client contracts, or pipeline to evaluate operational viability and growth prospects.
• Related Party Transactions: Review any transactions with the director or related entities given sole control.
• Future Financial Projections: Obtain management accounts or forecasts beyond the first year to assess trajectory.