J AND R SOLUTIONS LIMITED

Executive Summary

J AND R SOLUTIONS LIMITED is a dormant start-up with no trading history or financial activity, holding only nominal share capital. At present, it lacks any financial strength or cash flow to support credit facilities. Credit approval is not recommended until the company demonstrates operational viability and financial performance.

J AND R SOLUTIONS LIMITED - Analysis Report

Company Number: 15413292

Analysis Date: 2025-07-29 19:49 UTC

1. Credit Opinion: DECLINE
   J AND R SOLUTIONS LIMITED is a very recently incorporated company (January 2024) with dormant status for its first financial year ending January 2025. The company has not traded and only holds nominal net assets of £2 (share capital). There are no revenues, profits, or cash flows reported. With no trading history or financial activity, there is no evidence of ability to service debt or meet credit obligations. The absence of operating financials and business activity makes it impossible to assess creditworthiness or repayment capacity at this stage.

2. Financial Strength:
   The balance sheet shows a minimal net asset base of £2, representing 2 ordinary shares of £1 each issued and fully paid. There are no fixed or current assets, no liabilities, and no retained earnings. The company is effectively a shell with no substantive financial resources or capital base beyond the nominal share capital.

3. Cash Flow Assessment:
   As a dormant entity, the company has no reported cash inflows or outflows. There is no working capital, no trade debtors or creditors, and no operational cash flow to support ongoing activities or debt repayment. Liquidity is non-existent beyond the initial share capital.

4. Monitoring Points:

• Monitor future annual accounts filings for commencement of trading and revenue generation.
• Watch for any changes in net assets, working capital, and profitability once business operations begin.
• Review director conduct and any changes in ownership or management structure.
• Assess any new credit applications only after at least one full trading year with financial statements showing operational performance.