J DEE LIMITED

Executive Summary

J DEE LIMITED is a dormant-like micro-entity with nominal financials and no operational activity, rendering it unable to service credit facilities. The company shows no financial growth or cash flow to support borrowing, leading to a credit decline recommendation. Ongoing monitoring for any material changes in trading or financial position is advised before reconsidering credit exposure.

J DEE LIMITED - Analysis Report

Company Number: 13141463

Analysis Date: 2025-07-29 20:42 UTC

1. Credit Opinion: DECLINE
   J DEE LIMITED is a very small micro-entity with minimal financial activity and no employees. The balance sheet shows nominal assets and net assets of only £100 consistently over multiple years. This extremely limited financial scale and lack of operational complexity indicate negligible ability to generate meaningful cash flows or service debt. Without evidence of trading activity, revenues, or financial growth, the company presents an unacceptably high credit risk for lending or granting credit facilities.

2. Financial Strength:
   The company’s financial position is minimal and stagnant. Current assets and net assets remain constant at £100, with no fixed assets or liabilities disclosed. The shareholders’ funds mirror the net asset figure, reflecting only the initial capital injection of £1 and accumulated reserves that are effectively zero beyond that nominal amount. No retained earnings or financial reserves are present to absorb shocks or support growth. The balance sheet provides no cushion against downturns or unexpected expenses.

3. Cash Flow Assessment:
   With no employees and negligible asset base, the company’s cash flow generation capacity appears nonexistent. The accounts do not disclose any revenue, profit and loss data, or working capital changes. The consistent static current asset figure (£100) suggests no meaningful cash inflows or outflows. Liquidity is effectively limited to this nominal cash or equivalents amount, which is insufficient for any operational or debt service needs.

4. Monitoring Points:

• Check for any future filed accounts showing operational trading activity, revenue, or profit generation.
• Monitor changes in asset base or liabilities that might indicate business scaling.
• Review director filings or credit bureau data for any new credit exposures or payment behavior.
• Assess related party transactions or external funding that might support the business financially.
• Confirm timely filing of accounts and returns to avoid compliance risks that may precede distress.