J SEARLE CONTRACTORS LIMITED

Executive Summary

J Searle Contractors Limited is a newly formed small private company with no immediate solvency or compliance concerns. The financial position appears sound with positive net current assets and tangible fixed assets supporting its operations. However, limited operating history and concentrated ownership require further monitoring and due diligence to assess ongoing financial and operational stability.

J SEARLE CONTRACTORS LIMITED - Analysis Report

Company Number: 14401504

Analysis Date: 2025-07-20 16:49 UTC

1. Risk Rating: LOW
   The company is newly incorporated (October 2022) and has filed its first set of accounts on time. Financials show positive net current assets and shareholders' funds, with no overdue filings or signs of distress. The director holds full control, and there are no indications of regulatory or operational concerns from the limited data.

2. Key Concerns:

• Limited Operating History: The company has only one financial period reported, which limits trend analysis and confidence in operational stability.
• Single Director and Shareholder: Concentration of control with one individual may pose governance and succession risks.
• Absence of Profit and Loss Details: Income statement not filed, typical for small companies but restricts assessment of profitability and cash flow generation.

3. Positive Indicators:

• Solvency: Net current assets stand at £33,814 with total shareholders’ funds at £81,651, indicating an ability to meet short-term liabilities.
• Compliance: No overdue accounts or confirmation statements, demonstrating good regulatory compliance.
• Tangible Fixed Assets: Ownership of plant and machinery valued at £47,837 suggests investment in operational capacity relevant to its demolition and construction activities.

4. Due Diligence Notes:

• Review the company’s internal management and governance arrangements given sole director/shareholder status.
• Obtain or request management accounts or bank statements to evaluate cash flow and trading performance since incorporation.
• Monitor future filings for consistency, including profit and loss accounts when available, to confirm financial sustainability.
• Investigate any related party transactions or commitments not disclosed in the limited accounts.
• Confirm the director’s background and track record for business conduct and industry experience.