Company Number: 15080442

Analysis Date: 2025-07-29 13:52 UTC

1. Risk Rating: LOW

Justification: JACK CLEANING SERVICES LTD is a newly incorporated micro-entity with straightforward financials showing positive net current assets and no overdue filings. The company maintains compliance with Companies House requirements and reports a modest positive net asset position, indicating low short-term solvency risk at this early stage.

2. Key Concerns:

• Limited financial history: Incorporated in August 2023 with only one reported financial year, limiting trend analysis and assessment of operational sustainability.
• Low asset base: Total net assets and current assets are minimal (£722 and £868 respectively), which may constrain liquidity and operational flexibility if unexpected expenses arise.
• Concentrated control: A single individual (Mr Jacek Jan Majoch) holds 75-100% ownership and voting rights, which may present governance risks or succession concerns.

3. Positive Indicators:

• Filing compliance: Up-to-date accounts and confirmation statement filings with no overdue submissions.
• Positive working capital: Current assets exceed current liabilities, indicating ability to meet short-term obligations.
• Active trading: Employs an average of 12 employees within the first year, suggesting operational activity and initial business traction.
• Clear director information and ownership transparency.

4. Due Diligence Notes:

• Review detailed financial performance and cash flow statements when available to assess profitability and liquidity trends.
• Investigate customer base, contracts, and revenue streams to evaluate sustainability beyond initial startup phase.
• Confirm absence of any contingent liabilities or off-balance-sheet obligations.
• Assess management background and related party transactions given single-person control.
• Monitor future filing consistency and compliance as the company matures.