JAMOO TRADING LTD

Executive Summary

JAMOO TRADING LTD is a recently formed micro-entity with modest net assets and a narrow liquidity margin, reflecting typical early-stage company risk. While regulatory compliance is sound and ownership structure is stable, limited financial disclosures hinder full assessment of operational sustainability. Further financial details and cash flow analysis are recommended to better understand solvency and liquidity risks.

JAMOO TRADING LTD - Analysis Report

Company Number: 14522116

Analysis Date: 2025-07-29 19:27 UTC

1. Risk Rating: MEDIUM
   The company shows positive net assets but has a relatively narrow margin between current assets and current liabilities, indicating moderate solvency risk typical for a micro-entity early in its life cycle.

2. Key Concerns:

• Narrow Working Capital Buffer: Net current assets of £5,215 against liabilities of £51,785 suggest limited liquidity cushion to manage short-term obligations.
• Lack of Profit & Loss Disclosure: Absence of P&L data limits assessment of operational profitability and cash flow generation, restricting visibility into ongoing business sustainability.
• Newly Incorporated Entity: Established in December 2022, the company has a limited operating history which increases uncertainty regarding business stability and resilience.

3. Positive Indicators:

• Compliance Status: All statutory filings (accounts and confirmation statements) are up to date with no overdue returns or accounts, indicating good regulatory compliance.
• Positive Net Assets: Shareholders’ funds of £6,601 indicate the company is not trading insolvent as of the last accounts date.
• Ownership and Management: Clear ownership structure with two directors who are also significant shareholders, suggesting aligned management incentives.

4. Due Diligence Notes:

• Obtain profit and loss statements or management accounts to evaluate revenue generation, expense control, and cash flow.
• Review cash flow forecasts and banking arrangements to assess liquidity management given tight working capital.
• Investigate the nature of current liabilities (£51,785) to understand payment terms and any concentration risks.
• Verify business model viability in the retail mail order/internet sales sector and assess customer base stability.
• Confirm if any off-balance sheet liabilities or contingent risks exist not reflected in micro-entity accounts.