Company Number: 12505624

Analysis Date: 2025-07-29 12:08 UTC

1. Credit Opinion: DECLINE
   JASPEREMMETT LTD shows persistent negative net assets and net current liabilities exceeding current assets by a significant margin (£167k+). The company’s working capital is deeply negative and has not improved over the last three years. This indicates poor liquidity and an inability to meet short-term obligations without external support. Given the lack of positive equity and ongoing cash flow strain, the company is currently not creditworthy for new lending or credit facilities.

2. Financial Strength:
   The company is classified as a Micro entity with minimal equity capital (£1 share capital) and consistent net liabilities around £8k. Fixed assets remain stable at approximately £159k, likely representing real estate holdings consistent with its SIC codes (real estate letting and trading). However, the large current liabilities (£170k) vastly exceed current assets (£2k), creating a severe liquidity mismatch and negative net assets. The negative shareholders' funds reflect accumulated losses or creditor financing, signaling financial weakness and limited capital buffer.

3. Cash Flow Assessment:
   Current liabilities nearly 70 times greater than current assets strongly suggest acute liquidity risk. With net current assets negative by £167k, the company lacks working capital to fund day-to-day operations or service debts. No employees are reported, indicating a very small or inactive operational scale. The absence of profit and loss data limits insight into cash flow from operations, but the balance sheet position alone signals poor cash flow health.

4. Monitoring Points:

• Monitor any changes in current liabilities and liquidity position for signs of improvement or worsening.
• Watch for timely filing of accounts and confirmation statements to assess management compliance.
• Review any future profit and loss data when available to evaluate operational cash generation.
• Track director actions and any external financing or restructuring that could stabilize finances.