JBLAMIRE 2 LTD

Executive Summary

JBLAMIRE 2 LTD has shown commendable financial improvement, moving from working capital deficit to a positive position and nearly tripling equity in one year. While liquidity and balance sheet strength are healthy, the absence of profit & loss data means profitability remains uncertain. Continued focus on cash flow management and internal financial controls will support sustained financial wellness.

JBLAMIRE 2 LTD - Analysis Report

Company Number: 13873945

Analysis Date: 2025-07-20 13:31 UTC

Financial Health Assessment of JBLAMIRE 2 LTD

---

1. Financial Health Score: B

Explanation:
JBLAMIRE 2 LTD shows encouraging signs of financial improvement, with net assets growing strongly from £4,927 to £15,081 in the latest year. The company has moved from negative working capital to a positive position, indicating better short-term financial stability. However, as a micro-entity with limited financial disclosure and no profit & loss details, there remains some uncertainty about profitability and cash flow consistency. The company’s financial "vital signs" are generally healthy but cautious optimism is warranted.

---

2. Key Vital Signs

Metric	2023 (Previous)	2024 (Latest)	Interpretation
Fixed Assets	£10,800	£9,600	Slight reduction; minimal long-term investment changes
Current Assets	£9,990	£23,144	Strong increase, indicating improved liquidity
Current Liabilities	£15,863	£17,663	Increased short-term obligations; manageable given asset growth
Net Current Assets	(£5,873)	£5,481	Turnaround from negative to positive working capital (healthy)
Shareholders’ Funds	£4,927	£15,081	Significant equity growth, reflecting retained earnings or investment

• Working Capital: The shift from negative to positive net current assets is a critical "pulse check" indicating improved ability to cover short-term debts without stress.
• Shareholders’ Funds: The near threefold increase in equity signals strengthening of the company’s financial "immune system" and resilience.
• Fixed Assets: Minor decline suggests no major capital expenditure or asset disposals, maintaining stability.

---

3. Diagnosis: What the Financial Data Reveals About Business Health

• Symptom of Improved Liquidity: The company’s current assets more than doubled, improving cash availability or short-term receivables, which is a vital sign of healthy cash flow management.
• Reduction in Financial Distress Symptoms: Previously negative working capital could have indicated liquidity strain or operational stress. The positive working capital in 2024 suggests the company has addressed some of these issues.
• Lack of Profit and Loss Details: The absence of a P&L statement limits insight into profitability, margins, and operational efficiency. This is a typical micro-entity concession but means underlying performance must be cautiously interpreted.
• Single Director and Ownership: The company's sole director and 75-100% controlling shareholder structure centralize decision-making, which can be efficient but also introduces risk if dependent on one individual.
• Industry Context: Being in "Other sports activities" (SIC 93199), the company may have variability in seasonal revenues or reliance on specific contracts/events, which is not visible in the data.

---

4. Recommendations: Specific Actions to Improve Financial Wellness

• Monitor Cash Flow Regularly: Given the prior negative working capital, maintain diligent cash flow forecasts to ensure liquidity remains healthy, especially if the business has seasonal fluctuations.
• Prepare and Review Profit & Loss Statements: Even though not mandatory, consider preparing internal P&L reports to track profitability trends and identify cost control opportunities.
• Build a Financial Buffer: With current liabilities increasing, aim to build cash reserves or access to short-term financing to buffer against unforeseen expenses or revenue dips.
• Diversify Revenue Sources: If possible, reduce dependency on a single client or event to smooth income streams, reducing financial volatility which can manifest as "symptoms of distress" during off-peak periods.
• Engage Professional Advice: Regular consultation with financial advisors can help strengthen financial controls and long-term planning, especially important as the company grows beyond micro-entity thresholds.
• Corporate Governance: Given the sole director setup, consider formalizing succession plans or additional oversight mechanisms to mitigate governance risks.

---

Summary

JBLAMIRE 2 LTD exhibits signs of strengthening financial health with improved liquidity, positive working capital, and increased shareholders' funds. While the company’s financial condition has improved significantly over the past year, the lack of detailed profitability data and reliance on a single director warrant cautious optimism. Maintaining vigilant cash flow management and developing internal financial reporting will further enhance the company’s financial wellness and resilience.