JCP CAPITAL LTD

Executive Summary

JCP Capital Ltd is a newly incorporated private company with a very limited financial track record. Its current financial position reveals significant liquidity constraints and a minimal equity base, which together present a high risk of solvency issues. While statutory compliance is up to date, further due diligence on liabilities, business model viability, and management capability is recommended to clarify operational sustainability.

JCP CAPITAL LTD - Analysis Report

Company Number: 15200854

Analysis Date: 2025-07-29 19:25 UTC

1. Risk Rating: HIGH
   Justification: The company exhibits significant liquidity concerns with net current liabilities of £6,974 against current assets of only £1,568, indicating an inability to meet short-term obligations. The company is newly incorporated with limited operational history and minimal equity (£298 net assets), suggesting high financial risk.

2. Key Concerns:

• Negative working capital (net current liabilities) signals potential cash flow difficulties in meeting short-term liabilities.
• Very low equity base and shareholder funds (£298) provide minimal buffer against financial shocks or losses.
• Company is newly formed (incorporated October 2023) with only one employee (director), indicating limited operational track record and possible challenges in business sustainability.

3. Positive Indicators:

• No overdue filings for accounts or confirmation statements, indicating compliance with statutory requirements to date.
• The director is sole shareholder and controller, which may allow for streamlined decision-making and agile management.
• Tangible fixed assets of £7,272 suggest some investment in operational infrastructure.

4. Due Diligence Notes:

• Investigate nature and terms of current liabilities (£8,542), including whether these are trade payables, loans, or other obligations, and their payment schedule.
• Review cash flow forecasts and funding plans to assess how the company intends to manage its liquidity deficit.
• Assess the business model and revenue generation capacity, given the lack of disclosed turnover and minimal staff, to evaluate operational sustainability.
• Confirm background and financial standing of the sole director and shareholder to understand the company's governance and potential support.
• Examine any related party transactions or off-balance sheet liabilities that may impact financial health.