JDP FRAMES LIMITED

LLOYDS TSB BANK PLC

AN OMNIBUS GUARANTEE AND SET-OFF AGREEMENT

LLOYDS TSB BANK PLC

DEBENTURE

Lloyds Tsb Bank PLC

Any sums or sums standing to the credit of any one or more of any present of future accounts of the company with the bank whether such accounts be denominated in sterling or in a currency or currencies other than sterling.

Lloyds Tsb Bank PLC

Fixed and floating charge over the undertaking and all property and assets present and future, including goodwill, book debts, uncalled capital, buildings, fixtures, fixed plant & machinery.

NATIONAL WESTMINSTER BANK PLC

DEBENTURE

SINGER & FRIEDLANDER LIMITED

LEGAL CHARGE

SINGER & FRIEDLANDER LIMITED

DEBENTURE