JENNIFER HAWKSWOOD CONSULTANCY LIMITED

Executive Summary

Jennifer Hawkswood Consultancy Limited exhibits negative net current assets and shareholders' funds as of the latest financial year, signaling financial distress and limited ability to meet short-term liabilities. The company’s financial condition has deteriorated sharply over one year, raising significant credit risk concerns. Without clear evidence of improved liquidity or profitability, credit facilities are not recommended at this time.

JENNIFER HAWKSWOOD CONSULTANCY LIMITED - Analysis Report

Company Number: 13951650

Analysis Date: 2025-07-20 15:10 UTC

1. Credit Opinion: DECLINE
   Jennifer Hawkswood Consultancy Limited shows a weak financial position with negative net current assets and shareholders' funds as of 31 March 2024, indicating an inability to meet short-term obligations. The significant deterioration from a modest positive net current asset and equity position in 2023 to a negative position in 2024 suggests declining financial health and potential liquidity issues. Given the micro entity status and no historical profitability data, the company poses a high credit risk with limited evidence of financial resilience or capacity to service debt.

2. Financial Strength:
   The balance sheet reveals total current assets of £3,829 against current liabilities of £11,109, resulting in a net current liability of £7,280. Shareholders' funds have turned negative by the same amount, showing erosion of equity capital. The absence of fixed assets and reliance solely on current assets emphasizes vulnerability. The company’s financial trajectory is negative, reflecting either operating losses or increased liabilities. This weak financial foundation undermines the ability to absorb shocks or fund growth.

3. Cash Flow Assessment:
   The negative net current assets imply working capital deficiency and potential cash flow strain. There is insufficient liquid asset coverage for short-term liabilities, suggesting probable reliance on external funding or director support to meet obligations. No cash flow statements are available, but the balance sheet position strongly indicates limited liquidity and risk of payment delays or defaults.

4. Monitoring Points:

• Movement in current liabilities and ability to reduce them
• Improvement in net current assets and shareholders’ funds
• Cash flow from operations or new capital injections
• Timely filing of statutory accounts and confirmation statements
• Director’s strategy for returning to positive equity and financial stability