Company Number: 13158789

Analysis Date: 2025-07-20 15:18 UTC

1. Risk Rating: MEDIUM
   Jervis Capital Limited is a very small, micro-entity holding company with modest fixed assets and minimal current assets. Its net current liabilities and relatively low net assets pose moderate solvency and liquidity concerns given the small scale and limited capitalization, but no immediate red flags such as overdue filings or director issues are apparent.

2. Key Concerns:

• Liquidity Deficit: The company shows net current liabilities of £3,140 as of January 2024, indicating short-term obligations exceed current assets, which may impair its ability to meet creditors promptly.
• Minimal Capitalization: Share capital stands at only £100, with shareholders’ funds decreasing from £1,282 to £612 over the last reported period, limiting financial flexibility.
• Limited Operational Scale: With only one employee (the director) and no significant turnover information, the company’s operational sustainability and cash generation capabilities appear limited, raising questions about ongoing viability or reliance on external funding.

3. Positive Indicators:

• Compliance with Filings: Accounts and confirmation statements are up to date with no overdue filings, implying good regulatory compliance and governance discipline.
• Stable Fixed Assets: Fixed assets remained consistent at £3,752, suggesting no asset write-downs or disposals impacting balance sheet strength.
• Director Stability: A single director appointed at incorporation remains in place with no records of disqualification or compliance issues, indicating stable leadership.

4. Due Diligence Notes:

• Verify the nature and liquidity of fixed assets to assess their potential to cover liabilities if needed.
• Investigate the company’s revenue streams or funding sources since profit and loss data are not provided, to understand how operating costs and liabilities are managed.
• Confirm if there are any contingent liabilities or related party transactions not disclosed in the micro-entity accounts.
• Assess the company’s strategic plans or business model given its classification as a holding company with minimal operational footprint.