JEZELLA GLOBAL UK LTD

Executive Summary

Jezella Global UK Ltd is a newly established micro-entity with negligible financial substance and limited operating history, resulting in a high credit risk profile. The company lacks financial strength and liquidity to support credit facilities at this stage. Credit approval is therefore declined pending significant business development and financial improvement.

JEZELLA GLOBAL UK LTD - Analysis Report

Company Number: 13995654

Analysis Date: 2025-07-20 15:56 UTC

1. Credit Opinion: DECLINE
   Jezella Global UK Ltd is a very early-stage micro-entity with minimal financial data and negligible assets (£1 net assets). The company shows no meaningful operating income, profit, or working capital. With only one employee and no substantive financial history or cash reserves, the ability to service debt or meet commercial credit obligations is unproven and highly uncertain. The company’s limited scale and lack of financial strength present a high credit risk. Without additional collateral or guarantors, credit extension would be imprudent.

2. Financial Strength:
   The balance sheet reflects the bare minimum figures consistent with a recently incorporated micro-entity. Current assets and net assets stand at just £1, indicating no material fixed assets, working capital, or retained earnings. There is no evidence of growth or capital investment. Shareholders’ funds equal net assets, showing no external debt but also no substantive equity cushion. The company’s financial position is fragile with no margin to absorb operational losses or economic shocks.

3. Cash Flow Assessment:
   Cash balances are nominal (£1), and net current assets are essentially zero, indicating no liquidity buffer. The company’s cash flow capacity is untested and likely insufficient to cover even modest operating expenses or debt servicing. There is no data on revenues or receivables, and the micro-entity exemption accounts provide no insight into profitability or cash generation. Working capital management cannot be evaluated given the immaterial financial size.

4. Monitoring Points:

• Timely filing of accounts and confirmation statements to maintain compliance and transparency.
• Monitor any material changes in assets, liabilities, or equity in future filings that demonstrate growth or capital injection.
• Watch for increases in employee numbers or operating scale which may signal business development.
• Review any new information on revenue generation, profitability, or cash flow improvements.
• Track director and PSC involvement for changes that might affect governance or operational control.