JINQUNZHANG LTD

Executive Summary

JINQUNZHANG LTD is a dormant newly formed company with no trading history, negligible financial resources, and no cash flow. It currently presents a high credit risk with insufficient financial data to support credit approval. Monitoring should focus on future trading commencement and financial performance development before reconsidering credit exposure.

JINQUNZHANG LTD - Analysis Report

Company Number: 14782356

Analysis Date: 2025-07-19 11:53 UTC

1. Credit Opinion: DECLINE
   JINQUNZHANG LTD is a newly incorporated private limited company (April 2023) classified as dormant with no trading activity or financial transactions recorded. The company has nominal net assets (£1) and no operating history or cash flow evidence. It cannot currently demonstrate any ability to service debt or generate revenue, presenting a high credit risk. Without trading data or financial performance, extending credit is not advisable.

2. Financial Strength:
   The balance sheet shows minimal financial substance: cash of £1 and net assets of £1, representing the single issued share capital. There are no fixed or current assets, no liabilities, and no retained earnings. The dormant status confirms no business operations or income generation. The financial position is extremely weak and provides no collateral or equity cushion.

3. Cash Flow Assessment:
   With only £1 in cash and no trading activity, liquidity is effectively non-existent. There is no working capital or cash flow from operations to support any financial obligations. The company relies entirely on capital injections for funding. No evidence of cash inflows or operational cash generation exists.

4. Monitoring Points:

• Confirmation of commencement of trading and financial activity.
• Annual accounts showing revenue, profitability, and cash flow trends.
• Changes in net assets and working capital position.
• Director and shareholder stability, especially given sole control by a single individual based overseas.
• Compliance with filing deadlines and regulatory requirements.