J&J INTERNATIONAL LTD

Executive Summary

J&J International Ltd is currently a dormant entity with no trading history or cash flow, despite a large nominal share capital. The lack of operational data and liquidity precludes any credit approval at this stage. Close monitoring is recommended once trading commences and financial statements reflecting operational performance become available.

J&J INTERNATIONAL LTD - Analysis Report

Company Number: 14761079

Analysis Date: 2025-07-29 12:43 UTC

1. Credit Opinion: DECLINE
   J&J International Ltd is a dormant company with no trading activity, no revenues, and no operating history. The accounts show a large share capital of £100 million but no evidence of business operations, income generation, or cash flow. Without trading history or financial performance data, there is no basis to assess repayment capacity or business resilience, making credit approval unjustifiable.

2. Financial Strength:
   The balance sheet shows net assets and shareholders’ funds of £100 million, represented entirely by called-up share capital. This indicates a strong equity base on paper; however, as the company is dormant and has no other assets or liabilities, this equity is largely nominal and not supported by operational assets or working capital. The absence of current assets or liabilities means no trading or business activity is reflected.

3. Cash Flow Assessment:
   There is no reported cash flow or working capital since the company is dormant. No current assets or liabilities are recorded, so liquidity position cannot be assessed. Without cash flow from operations or available liquid assets, the company has no demonstrated ability to service debt or meet short-term obligations.

4. Monitoring Points:

• Trading commencement and generation of revenues
• Filing of full accounts once trading starts with detailed profit and loss and cash flow statements
• Changes in working capital and current asset/liability balances
• Directors’ creditworthiness and any changes in ownership/control
• Compliance with filing deadlines and statutory obligations