J&JFRANGUE LIMITED

Executive Summary

J&JFRANGUE LIMITED presents a healthy financial profile with positive net assets and working capital typical of a stable micro-entity. The company has no signs of financial distress but should focus on preserving liquidity and building reserves to support future growth. Continued careful financial management will be key to maintaining and improving its financial health as it scales.

J&JFRANGUE LIMITED - Analysis Report

Company Number: 14461009

Analysis Date: 2025-07-29 17:39 UTC

Financial Health Assessment for J&JFRANGUE LIMITED (As at 30 November 2023)

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1. Financial Health Score: B

Explanation:
J&JFRANGUE LIMITED exhibits a sound initial financial position with positive net assets and working capital, indicating a "healthy pulse" in its financial structure. As a micro-entity just over a year old, it shows no signs of distress, though the scale is small and limited data is available for trend analysis. The "B" grade reflects a solid start with room for improvement in liquidity and growth to ensure long-term vitality.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Fixed Assets	22,050	Indicates investment in long-term resources (equipment or property), a positive sign of asset base.
Current Assets	22,912	Reflects available short-term resources (cash, receivables).
Current Liabilities	18,365	Obligations due within one year; manageable but requires monitoring.
Net Current Assets	4,547	Positive working capital "buffer" shows ability to cover short-term debts comfortably.
Total Net Assets	26,597	Equity value showing the company's residual worth after liabilities.
Shareholders’ Funds	26,597	Reflects owner investment and retained earnings; solid for a young company.
Employees	1	Micro-entity with minimal staff; operational scale is very small.

Interpretation:
The company’s current assets exceed current liabilities, giving it a positive working capital—a "healthy cash flow" symptom. The fixed assets base is modest but appropriate for a micro-entity. Shareholders' funds are entirely positive, indicating no accumulated losses or debt distress.

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3. Diagnosis

J&JFRANGUE LIMITED is in a stable financial condition typical of a newly established micro-entity in the healthcare sector (hospital activities). The balance sheet reveals no alarming symptoms such as negative net assets or excessive liabilities. The company appears well-capitalized relative to its size and has no overdue filings or compliance issues, supporting operational health.

However, the small scale of operations (one employee) and limited asset base mean the company is vulnerable to unexpected financial strain or market shifts. The company’s directors (both agency nurses) suggest a close alignment with the healthcare service industry, likely a small service provider or contractor.

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4. Recommendations

• Maintain Positive Working Capital: Continue diligent management of receivables and payables to preserve liquidity and avoid cash flow distress.
• Build Reserves for Growth: Consider retaining earnings to increase shareholders’ funds, creating a financial cushion for future expansion or unforeseen expenses.
• Monitor Liabilities: Keep current liabilities under control to prevent short-term "financial congestion" which could lead to distress symptoms.
• Plan for Scaling: Explore opportunities to increase operational scale, such as hiring or service diversification, to improve economies of scale and profitability.
• Regular Financial Reviews: Schedule periodic financial health "check-ups" to track trends, especially as the company grows beyond the micro-entity stage.
• Compliance Vigilance: Maintain timely filing of accounts and confirmation statements to avoid penalties and maintain good standing.

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