JOEL DAVEY GARDEN DESIGN LTD

Executive Summary

Joel Davey Garden Design Ltd is a micro-entity exhibiting strong liquidity and growing net assets with no regulatory compliance concerns. However, limited information on profitability and operational scale, combined with zero employees, warrants further investigation before assessing long-term sustainability. Overall, the company currently presents a low risk profile based on available financial data.

JOEL DAVEY GARDEN DESIGN LTD - Analysis Report

Company Number: 13111486

Analysis Date: 2025-07-20 12:05 UTC

1. Risk Rating: LOW
   The company demonstrates a stable and positive net asset position with consistent improvement over the years. No overdue filings or regulatory compliance issues are present, and liquidity metrics suggest the company can meet short-term obligations.

2. Key Concerns:

• Limited scale: The company is categorized as a micro-entity with minimal share capital (£1), which may constrain its ability to raise additional capital if needed.
• Absence of employees: The filing shows zero employees, which may indicate reliance on the director or subcontractors, potentially impacting operational scalability and continuity.
• Profit and loss information unavailable: The company has not filed a profit and loss account, limiting insight into profitability, cash flows, or revenue trends.

3. Positive Indicators:

• Strong liquidity position: Net current assets increased from £4,828 in 2021 to £9,504 in 2024, indicating healthy working capital and ability to cover short-term liabilities comfortably.
• Timely compliance: All statutory accounts and confirmation statements are filed on time with no overdue notices.
• Positive net assets and shareholder funds growth: Shareholders’ funds rose steadily from £4,528 to £9,184 over three years, signaling retained earnings or capital injections.
• Director involvement: The sole director is also the named principal, suggesting hands-on management.

4. Due Diligence Notes:

• Request profit and loss statements or management accounts to assess profitability and cash flow stability.
• Clarify business model and operational structure given zero employees reported—determine if subcontractors or freelance staff are engaged.
• Review contracts, client concentration, and revenue sources to evaluate operational sustainability and market risks.
• Confirm director’s background and any potential conflicts or related party transactions.
• Verify any contingent liabilities or off-balance sheet obligations not reflected in micro-entity filings.