JOHN BARCLAY MEDIA LIMITED

Executive Summary

John Barclay Media Limited shows a stable financial position with strong liquidity and positive net assets, indicating good capacity to meet debt obligations. The company’s financial trajectory is upward, with increasing shareholders’ funds and manageable liabilities. Continued monitoring of receivables and cash flow will ensure sustained creditworthiness.

JOHN BARCLAY MEDIA LIMITED - Analysis Report

Company Number: 13168096

Analysis Date: 2025-07-29 20:52 UTC

1. Credit Opinion: APPROVE
   John Barclay Media Limited demonstrates a solid financial position with positive net current assets and shareholders' funds growing steadily year-on-year. The company maintains a strong liquidity position evidenced by a significant cash balance relative to current liabilities, suggesting it can comfortably meet short-term obligations. There are no indications of financial distress or adverse director conduct, and the company is current on its filings, supporting ongoing regulatory compliance. Given its stable financial trajectory and manageable liabilities, the company is creditworthy for typical SME lending or commercial credit facilities.

2. Financial Strength:
   The balance sheet reveals a healthy asset base with total assets less current liabilities at £147,122 as of January 2025, slightly up from £146,106 in the prior year. Shareholders’ funds have increased from £146,106 to £147,122, indicating retention of earnings and no dilution of capital. Fixed assets are modest (£15,855), primarily intangible (goodwill), reflecting limited capital intensity and lower risk of asset impairment. The company’s modest share capital (£100) is typical for a private limited company of this size. Overall, the company exhibits stable equity and asset values relative to its size.

3. Cash Flow Assessment:
   Current assets stand at £159,839, with cash comprising £119,307, indicating strong liquidity. The current liabilities are £28,572, resulting in net current assets of £131,267, an improvement over previous years. This healthy working capital position indicates good short-term financial flexibility and low liquidity risk. Trade debtors have decreased from £28,405 to £5,694, which can imply efficient receivables management or a change in client base; however, other debtors remain significant (£34,838). The company’s ability to convert these assets to cash appears robust, supporting debt servicing capacity.

4. Monitoring Points:

• Receivables Aging: The reduction in trade debtors is positive, but ongoing monitoring of debtor quality and collection periods is important.
• Profitability Trends: While profit and loss details are not provided, retained earnings growth suggests profitability; confirmation through future filings is recommended.
• Cash Flow Consistency: Sustaining cash balances relative to liabilities is crucial; monitoring operational cash flow will ensure ongoing liquidity.
• Market Conditions: As a media representation service provider, external economic or sector-specific risks should be monitored to anticipate any potential revenue impact.
• Director and Regulatory Compliance: Continued adherence to filing deadlines and absence of adverse director conduct remain important.