JR CITYHEART LIMITED

Executive Summary

JR CITYHEART LIMITED is a dormant entity with no trading history, negligible assets, and no cash flow, rendering it unsuitable for credit facilities. The company’s financial position shows no capacity to service debt or generate income. Continued monitoring for any activation or financial improvement is required before reconsidering credit support.

JR CITYHEART LIMITED - Analysis Report

Company Number: SC677225

Analysis Date: 2025-07-29 15:15 UTC

1. Credit Opinion: DECLINE
   JR CITYHEART LIMITED is a dormant company with no trading activity since incorporation in 2020. It has consistently reported only £2 in cash and net current assets, reflecting no operational business or revenue generation. The company has no employees and minimal equity, indicating an absence of financial substance or capacity to service any debt. Given the lack of trading history, cash flow generation, and financial strength, it is not creditworthy for lending or credit facilities at this time.

2. Financial Strength:
   The balance sheet is minimal and static, showing £2 in cash and net current assets, with shareholders’ funds also at £2 over the last four years. There are no fixed assets or liabilities. The company’s dormant status confirms no business transactions or revenues have occurred, and the capital base is negligible. This indicates no financial resilience or ability to absorb shocks.

3. Cash Flow Assessment:
   With no trading activity or employees, the company generates no cash inflows or outflows. Cash is limited to £2, which is insignificant operationally. There is no working capital cycle, and no cash flow statement is provided due to dormancy. This suggests zero liquidity beyond the trivial cash balance.

4. Monitoring Points:

• Company status and trading activity: Monitor for any change from dormant to active status with actual trading and revenue generation.
• Filing compliance: Currently up to date; continued timely filing is essential.
• Changes in capital structure or introduction of assets/liabilities: Any such changes could impact credit stance.
• Director changes or PSC disclosures: Monitor for any changes that might affect governance or control.