JR INV LTD

Executive Summary

JR INV LTD is a dormant private limited holding company with no substantive financial activity or assets beyond a nominal £1 net asset value. The company has no trading history or liquidity to service debt, resulting in a credit recommendation to decline lending. Continued monitoring is advised if the company’s status changes from dormant to active trading.

JR INV LTD - Analysis Report

Company Number: 13516503

Analysis Date: 2025-07-20 13:51 UTC

1. Credit Opinion: DECLINE
   JR INV LTD is a dormant holding company with minimal financial activity and extremely limited balance sheet figures (total net assets of £1). It has no trading history or income to support debt servicing. The company’s sole director and 100% owner is a banker by occupation, but there is no evidence of business operations or financial performance. Given the lack of revenue generation, operating cash flows, and material assets, the company is not currently creditworthy for any lending or credit facilities.

2. Financial Strength:
   The company’s balance sheet shows a nominal net asset value of £1 across all reported years, indicating no meaningful capital, fixed assets, or working capital. Current assets and net current assets both stand at £1, reflecting no substantive operational or financial activity. The company is classified as dormant and exempt from audit, suggesting it has not engaged in trading. This extremely weak financial position does not provide a cushion for creditor protection or financial resilience.

3. Cash Flow Assessment:
   No cash flow or profit and loss information is available, consistent with dormant status. The minimal current assets imply negligible liquidity. There is no working capital to support operational needs or debt repayment. Without trading activity or cash inflows, the company cannot demonstrate the ability to meet financial obligations on a timely basis.

4. Monitoring Points:

• Status of company activity: Any transition from dormant to active trading should be closely monitored with updated financials.
• Capital injections or asset acquisitions that improve net assets and liquidity.
• Director changes or PSC updates that may affect governance or control.
• Filing of future accounts and confirmation statements to ensure continued compliance and transparency.