JRL MARLAND INVESTMENTS LTD

Executive Summary

JRL Marland Investments Ltd is a micro private limited company with a minimal balance sheet and no apparent trading activity or financial growth. Its extremely limited asset base and static financial position over three years indicate it is not currently creditworthy. Without significant operational or financial improvements, credit approval is not recommended.

JRL MARLAND INVESTMENTS LTD - Analysis Report

Company Number: 14125635

Analysis Date: 2025-07-20 15:29 UTC

1. Credit Opinion: DECLINE
   JRL Marland Investments Ltd shows minimal financial substance with net assets and current assets of only £100 consistently over the past three years. This extremely limited asset base indicates an inability to generate meaningful cash flow or service debt. The company is very small (micro entity), with no sign of growth or operational scale, and no audited financials. Given the absence of financial robustness and operational scale, extending credit would be high risk.

2. Financial Strength:
   The balance sheet is very thin, showing current assets of £100 matched by current liabilities of zero, resulting in net current assets and net assets of £100. There are no fixed assets or reserves, and shareholder funds equal the net assets, indicating nominal capital injection but no retained earnings or profitability. The company has remained static in size with two employees and no reported revenue or profit figures, suggesting no meaningful operating history or asset backing.

3. Cash Flow Assessment:
   The company’s cash or current assets are minimal (£100), limiting liquidity and working capital. There is no evidence of cash generation, income, or working capital management. Without any material current assets or turnover, the company lacks the capacity to meet any debt service obligations or absorb financial shocks.

4. Monitoring Points:

• Watch for any significant change in asset base or reported turnover in future accounts.
• Monitor director filings and PSC register for changes in control or management.
• Ensure timely filing of future accounts and confirmation statements to avoid compliance risks.
• Verify if the company progresses beyond micro entity status with improved financial substance.