JS FUSION FABRICATION LTD

Executive Summary

JS Fusion Fabrication Ltd is a micro, newly established construction installation company with minimal financial history and a marginally positive working capital position. Given its limited capitalization and infancy, credit approval should be cautious and conditional, with ongoing monitoring of liquidity and trading performance essential before increasing credit exposure.

JS FUSION FABRICATION LTD - Analysis Report

Company Number: 15584179

Analysis Date: 2025-07-20 16:18 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   JS Fusion Fabrication Ltd is a newly incorporated micro company (since March 2024) with limited operating history—only its first financial year ending March 2025. The company shows a marginally positive net current asset position (£526) but essentially minimal net assets and equity. The director and sole significant controller is Mr John Sproul, indicating centralized management. Given the nascent stage of the business and very limited financial data, credit approval should be conditional and cautious, ideally with a low credit limit or secured facility. Further credit extension would require monitoring of trading performance and cash flows in subsequent periods.

2. Financial Strength:
   The balance sheet indicates a very modest financial base. Current assets (£24,479) slightly exceed current liabilities (£23,953), resulting in a narrow working capital buffer (£526). Total net assets and shareholder funds are equal to this small amount, reflecting minimal capitalization to date. There are no fixed assets reported. The micro-entity status means limited disclosure, but the company's financial strength is weak due to its infancy and low equity base.

3. Cash Flow Assessment:
   Although detailed cash flow statements are unavailable, the close parity between current assets and liabilities suggests limited liquidity cushion. The company’s ability to meet short-term obligations depends on ongoing cash generation and receipt of trade debtors. With only one employee and presumably low overheads, operating expenses may be manageable, but the thin working capital means any unexpected cash outflow or delayed receipts could strain liquidity.

4. Monitoring Points:

• Progression of turnover and profitability in the next accounting periods
• Movement in net current assets and overall liquidity position
• Timely filing of future accounts and confirmation statements
• Any increase in borrowings or contingent liabilities
• Stability and creditworthiness of the sole director and principal controller