JS QUANTITY SURVEYING LTD

Executive Summary

JS QUANTITY SURVEYING LTD is an active micro-entity recently established with a clean, simple balance sheet and no liabilities. While currently solvent with modest equity, it lacks operational financial history to fully assess repayment capacity. Credit approval is given with conditions to closely monitor financial development and cash flow generation as the business matures.

JS QUANTITY SURVEYING LTD - Analysis Report

Company Number: 14781104

Analysis Date: 2025-07-20 15:58 UTC

1. Credit Opinion: APPROVE with caution. JS QUANTITY SURVEYING LTD is a newly incorporated micro-entity with minimal financial history and limited financial data. The company shows a clean balance sheet with no liabilities and positive net assets, indicating no immediate financial distress. However, due to its recent incorporation (April 2023) and small scale, the company’s ability to generate sustainable cash flow and service debt is unproven. The credit approval is conditional on continued monitoring of operational performance and financial development.

2. Financial Strength: The latest accounts (year ended 30 April 2024) reflect total net assets of £3,026 composed entirely of called-up share capital. There are no current or long-term liabilities recorded, suggesting no financial leverage or external debt. The company has no reported current assets beyond share capital, indicating limited operational assets or working capital. Absence of retained earnings or P&L reserves is typical for a startup micro-entity. Overall, the balance sheet is solvent but very modest in scale.

3. Cash Flow Assessment: No cash flow or working capital data is explicitly disclosed. Net current assets are zero due to no current assets or liabilities. No trade creditors or payables exist at the balance sheet date, reducing short-term liquidity pressures. However, the absence of cash, receivables, or inventory data limits visibility on operational liquidity. The company currently has no employees and likely low overhead, which reduces cash burn risk. Cash flow ability depends heavily on the director’s capital injection and business development.

4. Monitoring Points:

• Timely filing of next accounts and confirmation statements to track financial progression.
• Revenue and profitability trends in subsequent financial years to assess operational viability.
• Cash flow statements when available, especially liquidity ratios and working capital changes.
• Director’s ongoing involvement and any changes in ownership or management structure.
• Potential emergence of trade creditors or external borrowings which could impact solvency.
• Market conditions in quantity surveying sector affecting business growth opportunities.