JSE CONSULTING ENGINEERS LTD

Executive Summary

JSE CONSULTING ENGINEERS LTD is a stable, micro-sized engineering business with a strong liquidity position and positive net assets. With no overdue filings or financial red flags, the company is well positioned to manage its credit obligations. Continued monitoring of operational profitability and working capital is recommended to maintain creditworthiness.

JSE CONSULTING ENGINEERS LTD - Analysis Report

Company Number: SC699411

Analysis Date: 2025-07-20 12:54 UTC

1. Credit Opinion: APPROVE
   JSE CONSULTING ENGINEERS LTD demonstrates a solid micro-entity financial profile with positive net assets and healthy working capital. The company is active, up to date with filings, and controlled by directors with relevant industry expertise. There are no signs of distress or operational issues. Based on current information, the company appears capable of servicing modest credit facilities.

2. Financial Strength:
   The balance sheet shows net assets of £33,155 as of 31 May 2024, stable compared to £34,376 the previous year. Fixed assets increased from £1,720 to £4,494, indicating some reinvestment in long-term assets. Current assets stand at £34,295 with current liabilities of £5,636, resulting in a strong net current asset position of £28,659 — a good liquidity buffer. Shareholders’ funds correspond with net assets, reflecting no external debt on the balance sheet. Overall, the financial position is stable and conservative.

3. Cash Flow Assessment:
   The company’s net current assets suggest sufficient liquidity to meet short-term obligations. Current liabilities are low relative to current assets, supporting a comfortable working capital position. While detailed cash flow statements are not provided, the stable net asset base and positive working capital indicate an ability to maintain operational cash flow. The small size and limited employee count (2 persons) suggest moderate financial commitments.

4. Monitoring Points:

• Monitor turnover and profitability trends once available to ensure ongoing cash generation.
• Watch for any significant increases in liabilities or deterioration in working capital.
• Track changes in fixed assets to assess capital expenditure versus return.
• Observe director and shareholder changes as well as any changes in company status or overdue filings.