JST BROKERS LIMITED

Executive Summary

JST BROKERS LIMITED is a recently established micro-entity with a strong net current asset position and up-to-date regulatory filings, indicating low immediate financial risk. However, limited operational history and concentrated ownership warrant ongoing monitoring of business development and governance practices. Further diligence is recommended to assess management expertise and business viability as the company matures.

JST BROKERS LIMITED - Analysis Report

Company Number: 14759423

Analysis Date: 2025-07-29 12:49 UTC

1. Risk Rating: LOW
   JST BROKERS LIMITED demonstrates a solid initial financial position for a newly incorporated micro-entity. The company has positive net current assets and no outstanding overdue filings, indicating effective compliance and liquidity at this early stage.

2. Key Concerns:

• Limited Operational History: Incorporated in March 2023 with only one financial year reported, the company’s long-term sustainability and operational track record are not yet established.
• Single Director and Shareholder Control: Mr Neil Storer holds 75-100% control and is the sole current director. This concentration of control could pose governance risks if not managed with transparency.
• Absence of Fixed Assets and Minimal Employee Base: With no fixed assets and only one employee, the company’s operational scale is minimal, which may limit capacity for growth or resilience to business fluctuations.

3. Positive Indicators:

• Strong Net Current Assets Position: £15,491 net current assets with current assets exceeding current liabilities by a comfortable margin suggests adequate short-term financial stability.
• Up-to-Date Compliance: All filings including accounts and confirmation statements are current with no overdue submissions, reflecting good regulatory compliance.
• Clear Ownership and Management Structure: The presence of a named director and shareholder with full control simplifies accountability and decision-making processes.

4. Due Diligence Notes:

• Investigate Business Model and Revenue Streams: Given the micro-entity status and limited financial disclosures, further understanding of the company’s business operations and revenue generation is important.
• Confirm Director’s Background and Experience: Assess Mr Storer’s qualifications and track record in the insurance brokerage sector to gauge operational competence.
• Monitor Growth Trajectory and Financial Updates: Review future accounts and filings for revenue growth, profitability, and any expansion of assets or workforce to evaluate operational sustainability.