JULIAN BLAZEBY SOLUTIONS LTD

Executive Summary

Julian Blazeby Solutions Ltd is currently solvent but exhibits warning signs from a significant reduction in cash reserves and shareholders’ funds in the most recent year. While regulatory filings are current and net assets remain positive, the company’s small scale and reliance on director loans suggest moderate liquidity risk. Further examination of profitability and cash flow dynamics is recommended to confirm operational sustainability.

JULIAN BLAZEBY SOLUTIONS LTD - Analysis Report

Company Number: 13658347

Analysis Date: 2025-07-20 19:06 UTC

1. Risk Rating: MEDIUM

Justification: The company is solvent with positive net current assets and shareholders’ funds, but there is a sharp decline in cash and net assets in the latest financial year 2024 compared to 2023. The company has a small scale of operations and limited financial resources which could present liquidity risks if cash flow pressures arise.

2. Key Concerns:

• Significant reduction in cash reserves from £14,508 in 2023 to £4,785 in 2024, indicating potential liquidity stress.
• Shareholders' funds declined markedly from £8,826 in 2023 to £2,631 in 2024, suggesting erosion of retained earnings or possible losses.
• Outstanding director loan of £3,534 with no fixed repayment terms or interest, which may impact working capital and financial flexibility.

3. Positive Indicators:

• The company maintains positive net current assets (£1,968 in 2024), indicating current liabilities are covered by current assets.
• Compliance with filing requirements is up to date, showing no regulatory or governance issues at present.
• Control is clearly documented with two directors owning substantial shares and voting rights, which may aid streamlined decision-making.

4. Due Diligence Notes:

• Investigate the cause of the sharp decline in cash and shareholders’ funds during 2024; review profit and loss details if available.
• Assess the nature and terms of the director loan to understand potential financial impact and repayment likelihood.
• Confirm the company’s operational model and revenue stability given the small size and limited asset base.
• Review any contingent liabilities or off balance sheet obligations that might affect solvency.