JULIAN LAMBERT BUILDER LTD

Executive Summary

Julian Lambert Builder Ltd is a small, micro-entity construction company showing a decline in net assets and liquidity, which raises some concerns about short-term financial stability. However, the company remains compliant with filings and free from insolvency proceedings, indicating operational continuity under sole director control. Further examination of cash flow and profitability is recommended to fully assess ongoing viability.

JULIAN LAMBERT BUILDER LTD - Analysis Report

Company Number: 13889715

Analysis Date: 2025-07-20 18:37 UTC

1. Risk Rating: MEDIUM
   The company is a micro-entity with limited financial scale, showing a decline in net assets and current assets over the last reported year. While it remains solvent on a balance sheet basis, the shrinking liquidity position and modest asset base elevate the risk profile moderately.

2. Key Concerns:

• Declining Net Assets: Net assets decreased from £13,195 in 2022 to £6,205 in 2023, indicating erosion of equity which could impact financial stability if the trend continues.
• Liquidity Pressure: Current assets have fallen sharply from £5,945 to £1,702, while current liabilities remain relatively stable, resulting in a worsening net current asset position (from -£4,752 to -£9,300). This suggests potential short-term cash flow constraints.
• Limited Operational Scale: The business operates with a single employee and minimal fixed assets, reflecting a very small operational footprint which may affect resilience and growth prospects.

3. Positive Indicators:

• No Overdue Filings: The company is current with both accounts and confirmation statement filings, reflecting good compliance with statutory requirements.
• Active Status & Sole Control: The company is active, with a single director and 75-100% shareholder (Mr. Julian Lambert), suggesting clear governance and decision-making lines.
• No Indications of Insolvency or Liquidation: The company is not subject to liquidation, administration, or receivership proceedings.

4. Due Diligence Notes:

• Review Cash Flow Statements: To better understand the cause of declining current assets and whether the liquidity pressure is temporary or structural.
• Assess Profitability and Revenue Trends: Limited financial data is available; obtaining profit and loss details will clarify operational sustainability.
• Examine Contractual Commitments: Given the SIC code of specialised construction activities, verify ongoing contracts and pipeline to evaluate future cash inflows.
• Director Background Check: Confirm no adverse records or disqualifications beyond the basic information provided.