JW MINTER LIMITED

Executive Summary

JW MINTER LIMITED is a micro-entity private limited company showing a stable solvency position with positive net current assets and no overdue filings. The business operates with minimal financial scale and no employees, which may constrain operational capacity and growth. Overall, the company presents low financial risk but warrants further investigation into its business model and liquidity quality to confirm ongoing sustainability.

JW MINTER LIMITED - Analysis Report

Company Number: 13126666

Analysis Date: 2025-07-20 13:28 UTC

1. Risk Rating: LOW
   JW MINTER LIMITED exhibits a low risk profile based on the limited financial data available. The company is solvent with positive net current assets and shareholders' funds, and there are no overdue filings or signs of financial distress.

2. Key Concerns:

• Very limited asset base and turnover implied by micro-entity status, which may restrict operational scale and growth potential.
• The company currently has no employees, which could impact its operational capacity and sustainability unless it is a sole director-managed consultancy.
• Minimal share capital (£100) and low absolute financial figures suggest the business is in an early or small-scale phase, which may limit resilience to unexpected financial shocks.

3. Positive Indicators:

• Consistent filing compliance: accounts and confirmation statements are up to date with no overdue filings.
• Increasing shareholders’ funds over the last three years, indicating retained earnings or capital injections improving net worth.
• Current assets exceed current liabilities in the latest reported year, providing positive working capital and solvency at the reporting date.
• Director is a qualified accountant, which may support sound financial management and compliance.

4. Due Diligence Notes:

• Investigate the nature and source of current assets (£133 in 2024) to understand liquidity quality (e.g., cash vs. receivables).
• Review the company’s revenue streams and contracts to assess operational sustainability given zero employees reported.
• Confirm no contingent liabilities or off-balance-sheet risks beyond the provisions reported (£3).
• Assess business model viability given the micro-entity scale and the director’s involvement to determine growth prospects or dependency on external factors.
• Verify the absence of any director conduct issues or regulatory warnings through Companies House and Insolvency Service records.