JWHITTLE DESIGN LTD

Executive Summary

JWhittle Design Ltd is a newly incorporated micro-entity with a modest but positive net asset position and no compliance issues to date, indicating low immediate risk. However, limited financial history and single-person control warrant further examination of operational viability and governance robustness before significant investment. Continued monitoring of financial performance and director capacity is recommended.

JWHITTLE DESIGN LTD - Analysis Report

Company Number: 14935131

Analysis Date: 2025-07-29 17:00 UTC

1. Risk Rating: LOW
   JWhittle Design Ltd demonstrates a solid net asset position relative to its micro-entity scale, with no overdue filings and a clean compliance record. The micro-entity status and limited operational history constrain the risk assessment but current financials show adequate solvency and working capital.

2. Key Concerns:

• Limited financial history: Incorporated in mid-2023 with only one accounting period filed, limiting trend analysis and operational performance insight.
• Micro entity scale: Small asset base (£7,346 net assets) and minimal fixed assets may restrict operational flexibility and growth capacity.
• Single director and shareholder control: Complete ownership and control by one individual concentrates governance risk and potential dependency on that person.

3. Positive Indicators:

• Positive net current assets (£6,789) indicate good short-term liquidity and ability to meet current liabilities.
• No overdue accounts or confirmation statements, suggesting compliance discipline and good governance.
• Clear ownership structure with full control by a single PSC simplifies accountability and decision-making.

4. Due Diligence Notes:

• Verify going concern assumptions and future revenue plans given the very early stage of the company.
• Evaluate director’s background and capacity to sustain operations and growth given sole control and small scale.
• Request underlying profit and loss data or management accounts to assess operational stability and cash flow beyond balance sheet snapshots.
• Confirm whether any contingent liabilities or off-balance sheet obligations exist that could affect solvency.