Company Number: SC798227

Analysis Date: 2025-07-29 16:45 UTC

1. Risk Rating: LOW

Justification: JWSA CONSULTANCY LIMITED is a newly incorporated private limited company (incorporated February 2024) that has filed dormant accounts for the financial year ending February 2025. The company is solvent with net assets of £100 (share capital fully paid). There are no overdue filings or indications of financial distress. The company is currently active with no liquidation or insolvency status.

2. Key Concerns:

• Dormant status: The company has not traded or generated revenue since incorporation, which means there is no operational financial data to assess sustainable business performance or cash flow adequacy.
• Limited financial data: With only initial share capital and no operational accounts, it is not possible to evaluate liquidity or profitability.
• Single director and PSC concentration: Mrs. Julie Wilson Smith Aitchison controls 75-100% of shares and voting rights, giving centralized control with no evident checks or balances, which may pose governance risks.

3. Positive Indicators:

• Compliance: The company is up to date with its statutory filings, including accounts and confirmation statements, with no overdue filings or penalties.
• Clear corporate structure: The sole director and PSC are identified with no disqualifications or adverse records.
• Dormant status reduces immediate financial risk: Without trading activity, the company currently has no liabilities or operational risks.

4. Due Diligence Notes:

• Investigate future business plans and financial projections to assess when and how the company intends to commence operations.
• Confirm absence of contingent liabilities or off-balance sheet obligations that may affect solvency upon start of trading.
• Monitor upcoming filings for changes in company status, trading activity, and financial performance.
• Assess director’s background and capacity to manage company growth once trading commences.