JWZ-IP-015 LIMITED

Executive Summary

JWZ-IP-015 LIMITED is a micro-entity operating in real estate letting with a consistent asset base but elevated long-term liabilities, which present some leverage risk. The company maintains compliance with filings but shows limited liquidity and operational scale, warranting further inquiry into cash flow and creditor arrangements. Overall, the financial profile suggests moderate risk primarily driven by leverage and liquidity constraints.

JWZ-IP-015 LIMITED - Analysis Report

Company Number: 14222398

Analysis Date: 2025-07-20 12:03 UTC

1. Risk Rating: MEDIUM
   The company shows a positive net asset position but maintains significant long-term creditors nearly equal to fixed assets, indicating reliance on external financing. The low liquidity relative to current liabilities and minimal current assets highlight potential short-term cash flow concerns.

2. Key Concerns:

• High Long-Term Creditors: Amounts falling due after more than one year (£241,580) closely match fixed assets (£248,955), suggesting leverage and potential refinancing risk.
• Low Current Assets vs. Current Liabilities: Current assets (£5,354) only marginally exceed current liabilities (£3,078), implying tight short-term liquidity.
• No Employees or Operational Activity: The company has zero employees and minimal current assets, indicating limited operational activity which may affect sustainability if reliant solely on property holdings.

3. Positive Indicators:

• Increasing Net Assets: Shareholders funds have increased from £4,796 to £9,651 year-on-year, showing some retained earnings or capital injection.
• Up-to-Date Filings: Accounts and confirmation statements are filed on time with no overdue notices, reflecting good compliance and governance practices.
• Stable Fixed Assets: The company holds fixed assets consistently, likely property, which supports the business model under SIC code 68209 (real estate letting).

4. Due Diligence Notes:

• Clarify the nature of the long-term creditors and repayment terms to assess refinancing risk and covenant obligations.
• Investigate cash flow generation from operations or rental income, as current asset levels are minimal.
• Confirm whether the company has any off-balance sheet liabilities or contingent liabilities not disclosed.
• Understand the ownership structure and any related party transactions, given the company's small scale and capital structure.
• Review the business plan or strategy to confirm operational sustainability given zero employees and limited current assets.