Company Number: 13787516

Analysis Date: 2025-07-20 16:49 UTC

1. Risk Rating: LOW
   Kate Kewley Ltd demonstrates solid solvency and liquidity positions with positive net current assets and net assets that have grown significantly since incorporation. No overdue filings or indications of regulatory non-compliance are apparent.

2. Key Concerns:

• The company is a single-director entity with 100% control vested in Kate Olivia Wallace Kewley, which may raise governance concentration risk.
• Absence of turnover and profit figures limits insight into operational performance and sustainability.
• The company's small size and very limited asset base (tangible fixed assets of £226) may expose it to operational risks without diversification or scale.

3. Positive Indicators:

• Strong liquidity position with cash balances increasing to £93,724 as of 31 Dec 2024 and net current assets of £74,110.
• Consistent positive net assets growth from £7,159 in 2021 to £74,336 in 2024, indicating retained earnings or capital injection.
• Timely filing of accounts and confirmation statements, with no overdue reports or penalties noted.
• Company operates in management consultancy, a service sector typically requiring low fixed assets and benefiting from scalable operations.

4. Due Diligence Notes:

• Obtain detailed profit and loss data to assess revenue streams, profitability, and cash flow dynamics.
• Review director’s report or strategic commentary (if available) for business outlook, client concentration, and risk management practices.
• Confirm whether the company relies on a small number of clients or contracts that could impact operational stability.
• Verify if any contingent liabilities or off-balance sheet exposures exist that are not reflected in the filleted accounts.
• Evaluate the director’s expertise and any related-party transactions given her sole control and consultancy background.