KD INDEPENDENT ASSESSMENTS LTD

Executive Summary

KD Independent Assessments Ltd is a recently formed private limited company operating in a specialized social work sector with limited financial history. Current financial indicators reveal a weak liquidity and solvency position, necessitating close scrutiny of operational viability and funding sources. The company maintains compliance with statutory filings, but concentrated ownership and minimal assets pose risks requiring further investigation.

KD INDEPENDENT ASSESSMENTS LTD - Analysis Report

Company Number: 14765798

Analysis Date: 2025-07-20 15:30 UTC

1. Risk Rating: HIGH
   Justification: The company is newly incorporated with minimal financial history and presents a negative net current asset position (-£4) and negative shareholders' funds (-£4), indicating immediate solvency concerns. Cash reserves are minimal (£904) and just below current liabilities (£908), suggesting tight liquidity.

2. Key Concerns:

• Negative net current assets and shareholders’ funds highlight insufficient working capital to meet short-term obligations.
• The company operates in a niche social work sector without accommodation, which may limit revenue streams and growth potential, especially given no employees or operating history reported.
• Entire control and ownership is concentrated in one individual, which might raise governance and operational continuity risks.

3. Positive Indicators:

• Compliance with filing deadlines for accounts and confirmation statements is current, indicating regulatory adherence.
• The company benefits from small company exemptions, reducing administrative burden and costs.
• The director’s background as a social worker aligns with the company’s industry classification, suggesting relevant expertise.

4. Due Diligence Notes:

• Investigate the business plan and revenue model to assess operational sustainability and growth prospects.
• Review cash flow forecasts and funding arrangements to clarify how shortfalls in working capital will be addressed.
• Verify any related party transactions, particularly director’s current account (£418), to understand financial support or obligations.
• Confirm whether the company has commenced trading and if any contracts or clients are secured.