KD2 GROUP LIMITED

Executive Summary

KD2 Group Limited exhibits a solid financial position with positive working capital and net assets, supported by a single experienced director and shareholder. Given its recent incorporation and clean financial track record, the company is creditworthy for initial facilities, subject to ongoing monitoring of operating performance and cash flow management. There are no immediate concerns regarding liquidity or financial stability at this early stage.

KD2 GROUP LIMITED - Analysis Report

Company Number: 14787367

Analysis Date: 2025-07-20 14:30 UTC

1. Credit Opinion: APPROVE
   KD2 Group Limited is a newly incorporated micro-entity with a strong net asset position relative to its size. The company shows a positive working capital surplus and no indication of overdue filings or financial distress. The sole director and majority shareholder has clear control, which suggests stable management oversight. While the company is still in its infancy, the financials demonstrate a solid foundation to support credit facilities at this stage.

2. Financial Strength:
   The balance sheet as of 30 April 2024 shows fixed assets of only £309, which is negligible, indicating an asset-light business model consistent with a service company in public relations and communications. Current assets of £176,835 versus current liabilities of £73,489 yield net current assets (working capital) of £103,346. Total net assets stand at £102,905, reflecting a healthy equity base for a micro-entity. No long-term liabilities or borrowings are evident, minimizing financial risk.

3. Cash Flow Assessment:
   The substantial current assets compared to current liabilities suggest adequate liquidity to meet short-term obligations. The positive working capital indicates the company can fund day-to-day operations without reliance on external financing. However, detailed cash flow statements are unavailable, so ongoing monitoring of cash conversion cycles and receivables turnover will be important as operations scale.

4. Monitoring Points:

• Track revenue growth and profitability as the company moves beyond its start-up phase to assess sustainability of cash flows.
• Monitor debtor aging to ensure receivables remain collectible and do not impair liquidity.
• Watch for any increase in liabilities or debt that could strain working capital.
• Keep an eye on director changes or alterations in ownership structure that might impact governance.