Company Number: 13142377

Analysis Date: 2025-07-20 16:09 UTC

1. Credit Opinion: DECLINE
   Kennedy Consultant Services Limited is currently dormant with no trading activity reported in the latest accounts. The financials reveal persistent negative net assets and shareholders’ funds, deteriorating from -£153k in 2023 to -£406k in 2024. Current liabilities are increasing (from £253 to £506), while current assets remain static at £100, indicating worsening liquidity and no operational cash flows to service debt. The company’s inability to generate income or reduce liabilities raises significant concerns about its capacity to meet any credit obligations.

2. Financial Strength:
   The balance sheet is weak and declining. The company’s net liabilities have widened substantially over three years, and shareholders’ funds are deeply negative. The current ratio is very poor; current liabilities exceed current assets by a large margin, showing inadequate working capital. With only £100 cash and no fixed assets or other resources, the company lacks financial resilience and equity buffer.

3. Cash Flow Assessment:
   Cash holdings are minimal and stagnant, with no evidence of inflows from trading or other activities. The increase in creditors and current liabilities without corresponding asset growth suggests the company is accumulating payables it cannot cover through operating cash flow. This lack of liquidity and dependence on external funding or shareholder support makes the company a high credit risk.

4. Monitoring Points:

• Filing of subsequent accounts to confirm if trading commences or financial position improves.
• Changes in liability structure, particularly whether short-term creditors increase further.
• Any capital injections or shareholder advances to improve net assets and liquidity.
• Director’s strategic plans or business model changes indicating potential for revenue generation.