KENSWICK CONSULTING LTD

Executive Summary

Kenswick Consulting Ltd presents a low risk profile based on current financial data, with solid net current assets and no regulatory compliance issues. However, its short operating history and reliance on trade debtors warrant closer examination of cash flow and debtor quality. Overall, the company appears operationally stable and solvent as of its latest accounts.

KENSWICK CONSULTING LTD - Analysis Report

Company Number: 14155770

Analysis Date: 2025-07-29 21:15 UTC

1. Risk Rating: LOW
   Kenswick Consulting Ltd demonstrates a stable financial position considering its limited operating history since incorporation in June 2022. The company has maintained positive net current assets and shareholder funds with no overdue filings or indications of regulatory non-compliance. Its solvency and liquidity appear sound based on available data.

2. Key Concerns:

• Limited operating history: Incorporated only in mid-2022, the company’s financial track record is short, limiting trend analysis and long-term sustainability assessment.
• Low absolute cash balance: Despite positive net current assets, cash at bank is relatively low (£1,867 as of June 2024), which could constrain short-term liquidity if debtor payments are delayed.
• Reliance on debtors: Current assets are heavily weighted toward trade debtors (£16,200), indicating potential exposure to debtor credit risk and cash flow timing issues.

3. Positive Indicators:

• Positive net current assets improved significantly from £2,332 in 2023 to £12,668 in 2024, indicating growing working capital.
• No overdue accounts or confirmation statements, demonstrating good regulatory compliance.
• Increasing shareholders’ funds reflecting retained earnings growth, suggesting profitable operations or capital injections.
• Single director with no reported disqualifications or governance issues.

4. Due Diligence Notes:

• Review detailed turnover, profitability, and cash flow statements (not filed publicly) to verify operational sustainability and debtor quality.
• Investigate debtor aging and concentration to assess credit risk and cash conversion cycle.
• Confirm the nature and timing of current liabilities, particularly taxation and social security components, for any contingent liabilities.
• Assess dependency on key clients or contracts given the consultancy nature of the business and limited staff size.
• Monitor continued compliance with filing deadlines and any changes in director or PSC status.