KERR PROJECTS LTD.

Executive Summary

Kerr Projects Ltd shows a solid and improving financial position with strong liquidity and healthy equity growth. The company’s ability to meet short-term liabilities is sound, supported by increasing cash reserves and net current assets. Credit facilities can be approved with routine monitoring of liquidity and debtor management.

KERR PROJECTS LTD. - Analysis Report

Company Number: SC682805

Analysis Date: 2025-07-29 20:41 UTC

Credit Opinion:
APPROVE. Kerr Projects Ltd demonstrates a stable and improving financial position over recent years, with increasing net current assets and shareholders’ funds. The company maintains a clean filing record, is active and solvent, and shows no signs of distress. Directors have a consistent management presence without adverse conduct records. The credit risk is low for standard commercial lending or credit facilities.

Financial Strength:
The company’s balance sheet as of 31 December 2024 shows net current assets of £91,576, doubling from £45,255 the previous year, indicating healthy growth. Shareholders’ funds also increased to £91,576 from £45,255, reflecting retained earnings accumulation. Fixed assets are minimal or not significant, consistent with the management consultancy SIC code. The company’s equity base is strong relative to liabilities, and current liabilities (£76,688) are well covered by current assets (£168,264), providing solid working capital.

Cash Flow Assessment:
Cash reserves have increased to £153,310, indicating good liquidity and the ability to meet short-term obligations comfortably. Debtor levels have remained stable around £14,900, which is reasonable given the turnover scale implied by the exemption filing. Current liabilities have increased but remain manageable. The company operates with positive net current assets throughout the period, suggesting efficient working capital management and low liquidity risk.

Monitoring Points:

• Continue monitoring cash flow and working capital trends to ensure sustained liquidity, especially if the company’s business expands or takes on larger credit exposures.
• Watch for increases in trade debtors that could impact cash flow if collection deteriorates.
• Keep track of current liabilities growth relative to current assets to avoid liquidity strain.
• Observe any significant changes in director appointments or company status that might affect governance or operational stability.