Company Number: 14720999

Analysis Date: 2025-07-20 18:34 UTC

1. Credit Opinion: DECLINE. Keyliving Global Ltd is a newly incorporated private limited company (incorporated March 2023) classified as dormant for its first financial year ending March 2024. The company shows nominal net assets of £100 and no trading activity or employees reported. With no revenue, earnings, or meaningful balance sheet strength, the company currently lacks the financial substance or operating history to support any credit facility or commercial credit exposure.

2. Financial Strength: The balance sheet is minimal with only £100 in current assets and net assets of £100, reflecting the nominal share capital presumably paid in at incorporation. There are no fixed assets, liabilities, or reserves. This micro-entity has no trading results and no accumulated profits or losses. The financial position is essentially a shell with no demonstrated capital or asset base to support business operations or repay debt.

3. Cash Flow Assessment: Cash flow data is not explicitly provided, but the reported current assets of £100 are likely cash or cash equivalents. There is no evidence of working capital beyond this nominal amount. Since the company is dormant, it has not generated operating cash flow, and the liquidity position is extremely limited. Any credit facility would pose significant risk given the absence of cash flow to service debt.

4. Monitoring Points:

• Future trading activity and revenue generation to assess the company’s ability to generate cash flow.
• Filing of subsequent annual accounts to monitor changes in asset base or liabilities.
• Confirmation of capital injections or shareholder support to strengthen financial position.
• Director and PSC conduct or any changes in ownership/control that may impact credit risk.
• Timely filing of accounts and confirmation statements to ensure regulatory compliance.