KEYSTONE EUROPE LIMITED

Executive Summary

Keystone Europe Limited is a newly formed dormant company with minimal financial history and no trading activity to support credit extension. Given the lack of financial data and operational results, credit facilities cannot be recommended at this time. Future creditworthiness depends on the company filing trading accounts demonstrating stable income and positive cash flows.

KEYSTONE EUROPE LIMITED - Analysis Report

Company Number: 14193688

Analysis Date: 2025-07-29 12:34 UTC

1. Credit Opinion:
   DECLINE. Keystone Europe Limited is a recently incorporated private limited company (June 2022) with only dormant accounts filed as of 30 June 2022, showing nominal net assets of £1,000 and no trading activity or financial data to indicate operating performance. There is no evidence of revenue generation, profitability, or cash flow to support debt servicing. The company’s management changes in the first year do not provide confidence in stability or financial stewardship. Without current or historical trading results, the credit risk is high and loan facilities are not recommended at this stage.

2. Financial Strength:
   The balance sheet reflects a minimal capital structure with £1,000 in called-up share capital and net assets of £1,000 as of incorporation date. No fixed or current assets, liabilities, or reserves have been reported. The company was dormant during its first year and thus lacks any financial history to assess growth or stability. The small account category and absence of trading results limit the ability to analyze financial health.

3. Cash Flow Assessment:
   No cash flow information or operational data is available due to dormancy. The company’s liquidity position cannot be assessed. Working capital metrics are non-existent, and with no reported current assets or liabilities, there is no indication the company can meet short-term obligations or generate cash internally.

4. Monitoring Points:

• Filing of first full accounts with trading results for the period ending 31 December 2023 (due by September 2025).
• Monitor revenue, gross margin, and profit trends when available.
• Observe cash flow statements for liquidity and operational cash generation.
• Watch director stability and any further changes in senior management.
• Confirm the company’s ability to generate positive net current assets and build shareholder funds over time.