Company Number: 15111551

Analysis Date: 2025-07-29 19:51 UTC

1. Risk Rating: LOW

Justification: KI Consultancy Ltd is a newly incorporated private limited company (September 2023) with dormant status and minimal financial activity to date. The company's financial statements show nominal assets (£100 debtors) and no liabilities or employees. It has complied with filing requirements and maintains current statutory filings. Given the absence of trading activity and liabilities, immediate solvency and liquidity risks are low. However, the limited operational history and scale restrict assessment of ongoing sustainability.

2. Key Concerns:

• Dormant Status & Lack of Trading History: The company has filed dormant accounts for the first financial year, indicating no business operations or revenue. This limits insight into operational viability and future cash flows.
• Minimal Financial Substance: Current assets consist solely of a nominal £100 debtor balance, with no equity beyond initial share capital. This suggests no working capital or financial buffer.
• Single Director & Shareholder Control: Complete ownership and control by one individual (John Lewis Ruddleston) concentrates governance risk and may limit oversight or independent decision-making.

3. Positive Indicators:

• Timely Compliance: All statutory filings, including confirmation statements and accounts, are up to date and not overdue, indicating good regulatory compliance.
• No Liabilities or Overdue Obligations: Absence of debts or current liabilities reduces immediate solvency pressures.
• Clear Ownership Structure: Transparent significant control by one individual simplifies accountability.

4. Due Diligence Notes:

• Monitor Future Trading Activity: Evaluate upcoming filings to confirm if the company transitions from dormant to active trading, including revenue generation and profitability.
• Assess Business Plan & Capitalization: Investigate the intended consultancy activities, funding sources, and plans to build operational capacity and working capital.
• Confirm Director Background: Review professional and regulatory history of the sole director for any risk factors not evident in current filings.