Company Number: 13647830

Analysis Date: 2025-07-20 13:00 UTC

1. Risk Rating: LOW
   Kimpton Park Consulting Ltd shows a stable financial position with positive net current assets and net assets, absence of overdue filings, and no indication of insolvency or regulatory issues. The company is still relatively new but appears to be meeting its obligations and maintaining operational continuity.

2. Key Concerns:

• Limited Financial History: Incorporated in 2021, the company has only three years of financial data, which restricts trend analysis and long-term risk assessment.
• Small Scale and Micro Entity Status: As a micro entity, financial disclosures are minimal, limiting transparency on profitability, cash flows, and detailed liabilities.
• Concentration of Control: A single individual (Simon James Thompson) holds 75-100% ownership and voting rights, which can raise governance and succession risks.

3. Positive Indicators:

• Strong Net Current Assets: £60,238 as of 2024 year-end, indicating liquidity sufficient to cover short-term liabilities (£27,402).
• Increasing Net Assets: Growth from £64,392 in 2023 to £96,078 in 2024 suggests retained earnings or capital injections enhancing financial stability.
• Regulatory Compliance: No overdue accounts or confirmation statements; filings are current and compliant with Companies House deadlines.
• Stable Employee Base: Maintained an average of 3 employees over the last two years, indicating operational continuity.

4. Due Diligence Notes:

• Profitability and Cash Flow Details: Obtain P&L statements or management accounts to assess earnings quality and cash generation, which are not disclosed in micro-entity filings.
• Related Party Transactions and Director Loans: Investigate any transactions involving the majority shareholder to understand potential financial dependencies or risks.
• Business Model and Client Base: Review the company’s operational model and customer concentration given its SIC code (70229 - management consultancy) to evaluate sustainability and revenue diversity.
• Background Checks on Directors: While no disqualifications are noted, further checks on directors’ reputations and past business conduct would be prudent given the ownership concentration.