Company Number: 14673185

Analysis Date: 2025-07-20 18:56 UTC

1. Risk Rating: MEDIUM
   The company is very recently incorporated (2023) and classified as a micro-entity with limited financial history. While it shows positive net assets, the presence of significant long-term creditors raises concerns about solvency and liquidity in the near term. The small scale and limited operating history increase risk uncertainty.

2. Key Concerns:

• Long-term liabilities (£12,745) exceed net current assets (£11,917), leading to a slim net asset position (£1,210) that could be eroded by any adverse events or losses.
• The company is a single-director entity with the sole shareholder also the director, which may limit governance oversight and operational resilience.
• Lack of audit and limited disclosure means financials are unaudited and reliant on management information only, increasing uncertainty about accuracy and completeness.

3. Positive Indicators:

• The company is compliant with filing deadlines for accounts and confirmation statements, indicating good regulatory adherence so far.
• Positive net current assets and total net assets (albeit small) indicate some buffer to cover short-term liabilities.
• No employee liabilities reported beyond the single director, which simplifies wage and payroll risks.

4. Due Diligence Notes:

• Verify the nature and terms of the long-term creditors (£12,745) to assess repayment obligations and impact on cash flow.
• Obtain management accounts or cash flow forecasts to understand liquidity beyond the year-end snapshot.
• Review contracts or client pipeline to assess operational sustainability and potential revenue growth given the consultancy nature of the business.
• Confirm there are no director disqualifications or adverse regulatory issues given sole director control.