KRUZETTE CORPORATION LIMITED

Executive Summary

KRUZETTE CORPORATION LIMITED is a very small, micro-entity company with a stable and improving net asset position and adequate liquidity for its scale. While its financial capacity is limited, it appears capable of servicing modest credit facilities with minimal risk. Continued monitoring of financial growth and operational compliance is recommended to support credit decisions.

KRUZETTE CORPORATION LIMITED - Analysis Report

Company Number: 13013532

Analysis Date: 2025-07-20 13:40 UTC

1. Credit Opinion: APPROVE with low credit limit
   KRUZETTE CORPORATION LIMITED is a micro-entity with a very modest financial profile but shows steady growth in net assets over the last 3 years. The company is active, compliant with filings, and controlled by a single director with full ownership and managerial control. Given its small size, limited capitalization (£1 share capital), and minimal current assets (£1,787 at the latest year-end), it is suitable for small credit facilities or trade credit. The lack of significant liabilities and positive net current assets mitigate risk, but the limited scale and absence of profit/loss details restrict larger credit exposure.

2. Financial Strength: Weak but improving net asset base
   The balance sheet shows current assets of £1,787 as at 30 November 2023, up from £867 the previous year, with net current assets matching this figure and no reported liabilities. Shareholders' funds also increased in line with net assets, signaling retained earnings or capital injections. The company operates with a very small asset base and minimal equity, consistent with a micro-entity. No long-term assets or debts are reported. This indicates low financial leverage and low risk of insolvency but also a fragile capital structure.

3. Cash Flow Assessment: Limited but positive working capital
   The company’s net current assets of £1,787 suggest it holds sufficient short-term assets to meet its current liabilities, which appear negligible or zero. This positive working capital and absence of overdrafts or short-term borrowings indicate adequate liquidity for day-to-day operations. However, the small absolute value means any unexpected expenses or credit demands could strain cash flow. The increase in current assets from prior years is a positive sign of improving liquidity.

4. Monitoring Points:

• Track growth in turnover and profitability as accounts become available to assess sustainability of operations and ability to service debt.
• Monitor working capital trends, especially any increase in current liabilities that could pressure liquidity.
• Watch for changes in director or ownership structure that may impact management quality or financial stewardship.
• Review compliance with filing deadlines and any late submissions as indicators of operational discipline.